Insurers	Worth Ave Group	Safeware	Square Trade
Price	Domestic & International-$63	Domestic & International-$99 Domestic only-$79	Domestic only – $120
Term	1 Year	1 Year	2 Year
Requirement to Purchase	None	None	Within 30 days of purchase
Deductible	$50 per incident	$50 per incident domestic $200 per incident international	$50 per incident
Occurrence Limit	None	None	1 Replacement only during 2 year period
Worldwide Coverage	Yes	Optional-Premium upcharge for Worldwide	No
Claims Waiting Period	None	None	30 days
Insurance Coverage	Yes	Yes	No
Repairs void Apple Warranty	No	No	Yes
Accidental Damage Coverage	Yes	Yes	Yes
Liquid Spill Coverage	Yes	Yes	Yes
Power Surge Coverage	Yes	Yes	Yes
Theft Coverage	Yes	Yes	No
Fire Coverage	Yes	Yes	No
Flood Coverage	Yes	Yes	No
Vandalism Coverage	Yes	Yes	No

** Please note: AppleCare doesn’t cover drops or spills. It only covers product failures through normal wear and tear. 80% of iPhone product failures are from accidental damage.