iPhone Insurance Comparison
Posted by admin under Iphone Insurance on Tuesday Jan 5, 2010Based on insurance for a 16GB 3GS iPhone
| Insurers | Worth Ave Group | Safeware | Square Trade |
|---|---|---|---|
| Price | Domestic & International-$63 | Domestic & International-$99 Domestic only-$79 | Domestic only – $120 |
| Term | 1 Year | 1 Year | 2 Year |
| Requirement to Purchase | None | None | Within 30 days of purchase |
| Deductible | $50 per incident | $50 per incident domestic $200 per incident international | $50 per incident |
| Occurrence Limit | None | None | 1 Replacement only during 2 year period |
| Worldwide Coverage | Yes | Optional-Premium upcharge for Worldwide | No |
| Claims Waiting Period | None | None | 30 days |
| Insurance Coverage | Yes | Yes | No |
| Repairs void Apple Warranty | No | No | Yes |
| Accidental Damage Coverage | Yes | Yes | Yes |
| Liquid Spill Coverage | Yes | Yes | Yes |
| Power Surge Coverage | Yes | Yes | Yes |
| Theft Coverage | Yes | Yes | No |
| Fire Coverage | Yes | Yes | No |
| Flood Coverage | Yes | Yes | No |
| Vandalism Coverage | Yes | Yes | No |
** Please note: AppleCare doesn’t cover drops or spills. It only covers product failures through normal wear and tear. 80% of iPhone product failures are from accidental damage.