I have always considered myself a careful person but I am clumsy and these types of accidents seem to be typical for me.   My initial assumption was that the apple store could just replace my screen for a nominal charge.  NOT!    I had to replace the ENTIRE phone for $500….but I guess they ARE in the business of selling phones!  What a racket!

So for all you folks out there like me who do drop your iphone every now and then, there is insurance out in cyberspace to cover your negligence.  I just hope you’re pro-active and shop for it before an accident happens to you.  I found an excellent policy from Worth Avenue Group that gives me a sense of security at a very affordable price.