Best Place to Get iPhone Insurance
Posted by Sarah on Saturday Jan 16, 2010 Under Iphone Insurance
iPhone insurance is a special type of insurance that is meant to protect your iphone should it get damaged or stolen. The majority of insurance companies have very strict policies about what is and is not covered under their insurance plan. There used to be some homeowner’s policies that would cover an iphone like State Farm but it became cost prohibitive for them to do so and they no longer provide this type of coverage.
If you are an iphone user, you must first understand that when you purchase an iphone….all that comes with it is a warranty against product failures due to normal wear and tear. 80% of iphone product failures are from accidental damage (drops and spills.)
My research has uncovered three companies that provide broader coverage for my iphone. They are Worth Avenue Group, Safeware and Square Trade. Please research these policies. They each are all a little different. I have found the company that provides the broadest coverage is Worth Avenue Group. Here are a few of the specifics that induced me to buy the policy:
$50 deductible/incident
Covers theft, fire, flood, natural disasters, vandalism, lightning strikes and accidental damage
Worldwide coverage
No time limit to apply for this policy after my iphone purchase date
Does not limit the number of claims per year
